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Tuesday, October 26, 2010

Life!


Well I have been working both jobs for a few weeks and things was going good. I found out the other day that I will have to give up one of the jobs due to the hours changing, and it would be a conflict. That was fine with me, and then life sneaks up on me again. I am pregnant.

I had been trying for years to have a baby, and God chose now for me to get pregnant. It is my ex's baby, but he wants no involvement in the situation. At this point I am so thankful for my supportive family, but I have got to figure out what i am going to do financially. It is one thing to take care of myself, but a complete other to care for a child too. I am not stressing about it because I believe that God had this in his plan, and it will all work out. I am thankful for the baby and I hope I can provide it with everything I possibly can.

Friday, October 15, 2010

Start Another Job on Monday

Well I have been looking for a second job, and I have finally found one. It is not anything great at the moment, but has the possibility of being great in a few months. It will help me on my financial journey by giving me about $400 extra a month. I will be so glad when I can get my degree and really work on my career, but these two jobs will work well for a while.

Working two jobs will have it's ups and downs, but it will be worth the hard work. I still need a car, and am hopeful for an apartment in the next few months. I do feel hopeless at times, but I keep my head up and move on.

This financial journey is really starting from the beginning. I know it will begin to get better with prayers and hard work. Life is not easy, and we were never told that it would be. I have got to focus on me for a while to get my finances straight as well as the rest of my life.

Wednesday, October 6, 2010

Update on the Secured Credit Card


About a month ago I told everyone about the secured credit card that I had applied for. I was approved for the card, but I had to put the $200 deposit. I have not been able to come up with that amount because of my hours being cut so drastically at work. Well I will have the $200 at the beginning of November. I will have it because of my online earnings. I have chosen not to spend any of my online income, so I will have well over $200 in my Paypal account the beginning of November. I feel great knowing that I do have some money coming in every month from something that I have not put a lot of work into the last few months.

As of November I will have the secured credit card and will be able to tell everyone how much it affects my credit a few months after that. I am actually very excited to get the secured credit card, because it is a start on my credit repair process.

My At Home Income Blog

Tuesday, October 5, 2010

I Found Another Part Time Job


I have still been unsuccessful in finding a full time job in my local area, so I have been looking at every option. I went for an interview today, and I did get the job. It will still only be 20 hours a week, but it will be a great addition to one of my other part time jobs. I may be giving up one of my jobs, but I only work 20 hour a month at it. I will start the job in a couple of weeks as soon as the location is opened. I am hoping that this will help me get on track with my financial plans, even though I feel like I am running behind.

My other job is actually giving me more hours during the next few weeks, so my income will greatly increase. I have only been working 1-2 days a week, but they have increased it to 4. That will increase my weekly income by more that $200. My new job will work around the hours I currently work, so I am very positive about the next couple of months being positive financially.

Monday, September 27, 2010

Hopeful for Tomorrow

Since I have been having so many problems with employment I have decided to take another road. In January I will begin taking classes in a real estate program. Tomorrow I am going to take my resume and start going to different Realtors in my area. Even if they are unable to give me employment they may be able to tell me some of the best ways to get my foot in the door. It may be a long shot, but I am hopeful.

My current two jobs is not even giving me a part time pay check. One job I work 2-3 days a month doing merchandising, and the other I work 1-2 days a week doing product demos. The product demos were great in the beginning because I was working 5-6 days, but I cant continue to work somewhere that I do not have guaranteed income every week. The income I am making is not helping me reach my financial goals, they are just keeping me afloat for the time being.

If any of you have any advice for someone wanting to get there foot in the door to real estate could you please share your tips?

Sunday, September 12, 2010

I applied for another job!


One of the two jobs I have been working has cut my hours by quite a bit, and I am very upset about it. I need a steady income so I can continue to move forward on my financial journey. I decided to apply for a position with a company I was a manager with a few years ago. I am hoping to get this job. I was making a steady income, had 401K, stock options, insurance, and monthly bonuses.

The only downfall was it was managing a fast food chain, and I was not sure that I wanted to return to the industry, but now I am sure. I am one that believes everything happens for a reason. I feel that maybe the reason I am having problems with my current job is that it is not what I was supposed to do. Maybe this job I used to work at is what I was meant to return to.

I will call there human resources department on Monday, and hopefully I will have good luck with them. I actually new a lot of people in the corporate offices of this business, so hopefully everything will work out.

I will not put my notice in at my current job until I get another job. This will keep a little income coming in. A small income is better than no income at all.

Wednesday, September 8, 2010

Some Things Will Always Change On Your Journey


There is one thing we can always depend on in life, and that is change. I had started with a fairly decent plan and I was unable to get one of the jobs. It was not a lot of additional money coming in, but it was extra to help me on my journey. Now I am looking for another job again! I still have two part time jobs, clean houses occasionally, and work online. With these three incomes I have been able to catch up on my everyday living bills. I do live with family at the moment, so that does help quite a bit. I did have an interview today. I believe the interview went well, and hopefully have another job lined up rather quickly.

Change is always going to happen in our lives. We have to take the bad changes lightly and focus on what we can do to make them a good change in all areas of our lives. As soon as something happens in our lives financially or otherwise that may affect the positive direction we are heading, we should make a plan to try and get it fixed. This is just my opinion, and I am learning that it makes me stress much less about it all.