I have not found time to publish posts on my blogs, even though at one time I was making quite a bit of money off of them. Today I decided to go back and read some of my old posts and it reminded me of why I started this blog. It was because I was focused, lost, and wanted to share my journey with others. It was not all about the income that came in, it was the joy of teaching others.
What I find entertaining is that I was sharing interesting topics, even before I went to school to receive my business degree, during which I had to take quite a few finance courses. I have learned even more about personal finances, debt, income from home, budgeting, and so much more. I need to share these things with other people who would take the tips and run with it. I would be happy even if one person found one post out of a hundred helpful. So hopefully I can keep my focus and share real financial tips to help everyone.
Thank you to anyone who has ever read one of my blogs, or one of my posts. To me it truly does mean a lot. I hope someone has found a post useful to them and I hope I can bring back out my creative side to make longer posts that share more financial tips.
This is my journey as a single mom getting my credit and finances under control. Simple ways of making money and saving money from someone whom has self taught themselves everything and wants to share their journey.
Showing posts with label debt. Show all posts
Showing posts with label debt. Show all posts
Friday, September 13, 2019
Monday, May 9, 2011
Snowball Your Debt
I think a lot of people continue to put off paying there debts because they cannot pay large lump sums on there balance. Do not let this hold you back, start today paying what you can. In time you will be able to pay more, then you can pay off the debts you have. In essence it is a snowball effect on your debt.
Wednesday, August 18, 2010
Welcome To My Blog "A Personal Financial Journey"
I want to welcome all of the readers to my new blog. I have recently began to look closely into my finances and began to worry. I am now beginning to take steps to get out of debt and get my finances in order. I feel that I may be able to help others by sharing my successes and failures.
A little about me:
I have to share a little about myself so you will know exactly where I am starting on this journey. I am 30 years old. Divorced by 20 and went through a separation a few months ago from a man that I was with for six years. In the marriage my finances took a turn for the worse when I got divorced; credit debt, foreclosure, and other misc things. Now in the relationship things began pretty well. I was making $35000 a year, paying my own bills, and only had a few bad things on my credit from the marriage. In 2004 my sister became very ill, so I became her nanny. That was a very big pay cut. There were a few other things that occurred from then till now, but it would be a long story. I basically went from taking care of everything myself to having a lot of debt. I am currently $35000 in debt.
I am now single, but had been out of work for a few months, and I live with my family. I do not have a vehicle or much else for that matter. I have made a little money working online, but not enough to pay for much. It has been a very hard few months, but I am finally getting back on track financially.
Work:
I have recently been offered two different jobs, and I have accepted both. I will be working 11am-11pm then 11pm-11am Thur-Sunday. I know that this will be a hard process, but It will be worth it financially.
This is going to be a temporary situation. In January I will begin school. That means for 4 months I will work very hard, then give up one of the jobs so I can go to school. During this time I plan on getting a lot of my finances in order.
My Blog
I plan on sharing most of my successes and failures on this blog. I know that finances are going to be a life long process for me as it is for everyone else. I am hoping that this blog can show others how they may be able to succeed and help them avoid any failures that I may have. I will also share helpful websites or articles that I may find.
A little about me:
I have to share a little about myself so you will know exactly where I am starting on this journey. I am 30 years old. Divorced by 20 and went through a separation a few months ago from a man that I was with for six years. In the marriage my finances took a turn for the worse when I got divorced; credit debt, foreclosure, and other misc things. Now in the relationship things began pretty well. I was making $35000 a year, paying my own bills, and only had a few bad things on my credit from the marriage. In 2004 my sister became very ill, so I became her nanny. That was a very big pay cut. There were a few other things that occurred from then till now, but it would be a long story. I basically went from taking care of everything myself to having a lot of debt. I am currently $35000 in debt.
I am now single, but had been out of work for a few months, and I live with my family. I do not have a vehicle or much else for that matter. I have made a little money working online, but not enough to pay for much. It has been a very hard few months, but I am finally getting back on track financially.
Work:
I have recently been offered two different jobs, and I have accepted both. I will be working 11am-11pm then 11pm-11am Thur-Sunday. I know that this will be a hard process, but It will be worth it financially.
This is going to be a temporary situation. In January I will begin school. That means for 4 months I will work very hard, then give up one of the jobs so I can go to school. During this time I plan on getting a lot of my finances in order.
My Blog
I plan on sharing most of my successes and failures on this blog. I know that finances are going to be a life long process for me as it is for everyone else. I am hoping that this blog can show others how they may be able to succeed and help them avoid any failures that I may have. I will also share helpful websites or articles that I may find.
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