I have updated my credit score on Credit Karma, and I have increased my score by 15 points in the last month. I am learning so much more about how my score is calculated using the site, and it is making a difference in my credit score. I made this small increase by simply decreasing my credit card balance from 80% to 70% and paying my credit card bill on time. My credit score is still in the poor, but I love seeing an increase. In the next month it should increase even more due to my paying my student loans on time, and paying my credit card down to less than 50%. I am hoping to have my score up to above 600 in the next couple of months. I am so happy that I am starting to see a difference.
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