Officially on Maternity Leave

I was trying to work at least one more week, but that is not going to happen. I was in the hospital with contractions 3 minutes apart. I have continued to have contractions since then, but I am just waiting on the baby by to decide when he wants to come out :).

I have figured a few things out about trying to keep my finances in order during maternity leave. I sold my articles on one website for $700. I will get half of that amount in June, and the rest in July. $700 will help a lot during the next two months. I have also began working on another site that I can work on and get a little extra money. I am figuring that I can make an extra $30-$50 a week on Mturk. It is fairly simple, and I work when I can. I will even be able to make money after the baby gets here, because the work is something that I can do when the baby is asleep. $120-$200 extra a month in addition to the $350 for the next two months will pay my bills, and give me some extra money for things for the baby.

I am going to try and enjoy my time off of work without worrying about my finances. These things have helped a lot, and I think I will be able to relax a little more. I am ready for the baby to come, and hopefully be able to go back to work a few weeks later. I will make more money working, but the extra income is great at the moment.

Snowball Your Debt

I have been reading a lot about "snowballing" your debt, and I completely agree with this concept. What you do is start paying on your small balances, pay off that debt, then start with the next. You do this until all of your debt is paid. With this process you do not necessarily have to pay large amounts on your debt all the time. Set up a payment system so that you can send your debtors a little at a time, even $10 a month will help you accomplish you goal of paying off your debt.

I think a lot of people continue to put off paying there debts because they cannot pay large lump sums on there balance. Do not let this hold you back, start today paying what you can. In time you will be able to pay more, then you can pay off the debts you have. In essence it is a snowball effect on your debt.