Finally Some Financial Success, but More to Go

 

After years of working on my finances I have finally seen some success in my life. My income has grown, I am making a little money online, I have money set aside for my kids college, and I am working on buying a bigger house. These successes are big for someone coming from almost nothing to actually having a nest egg for my finances to help my family. 

    I have been focusing more on one of my other blogs, and trying to build my income on multiple sites. To see my most recent blog post click here Where I come from Financially and Where I am going Financially. In that post I share a lot of my personal struggles and successes. It is one thing that is helping my income a small amount, but my income is growing. I work full time in management, and I mean about 50+ hours a week. In addition to that I sell AVON, write online, sell on Etsy and Ebay, and find every way possible to save money when shopping or in everyday life. I even pick up change off of the ground when I see it. I take every opportunity to get money into my accounts. With that being said, my income for 2021 should be over $60000. That is a huge increase from the $35000 I made 2 years ago.

    I have taken the money I have coming in and started purchasing stocks and bonds. I use STASH for purchasing stocks and Worthy Financial for buying bonds with a 5% interest rate. Stash requires little knowledge about trading stocks to make real money, just read everything they have so you can learn what you need to know. Worthy is simple to use. All you need is $5 to start and you earn 5%interest. I currently earn about .40 a day on Worthy without any effort. That gives me more than $146 a year if I do not add or take out any money.

 

    With finding ways to earn extra money and to save extra money, I am seeing big success. It has not been an easy financial journey. It has taken time and patience, and a lot of not purchasing items that I really want too. My biggest tip to anyone trying to make their life more financially stable is to make goals, and find every way you can to reach them. Even a simple $5 a day in earnings or savings will add up to over $1800 a year for you. Read my post on Free money to see some of the simple ways I have to get extra money.

Remembering why I started this personal finance blog

I have not found time to publish posts on my blogs, even though at one time I was making quite a bit of money off of them. Today I decided to go back and read some of my old posts and it reminded me of why I started this blog. It was because I was focused, lost, and wanted to share my journey with others. It was not all about the income that came in, it was the joy of teaching others.

What I find entertaining is that I was sharing interesting topics, even before I went to school to receive my business degree, during which I had to take quite a few finance courses. I have learned even more about personal finances, debt, income from home, budgeting, and so much more. I need to share these things with other people who would take the tips and run with it. I would be happy even if one person found one post out of a hundred helpful. So hopefully I can keep my focus and share real financial tips to help everyone.

Thank you to anyone who has ever read one of my blogs, or one of my posts. To me it truly does mean a lot. I hope someone has found a post useful to them and I hope I can bring back out my creative side to make longer posts that share more financial tips.

May be off work for a few weeks

On May 26th 2019 I had a hand injury to my left hand. It was crushed between a case of energy drinks and a wire shelving unit. I did not think much of it until I noticed the swelling started immediately. This scared me enough to where I decided to file a work comp claim through the company I work for. Now to let people know of my history, I am an assistant manage and I have worked for the company about eight years, so I did not take this lightly at all. Since then I have done physical therapy, imaging, many Doctors visits, and finally a nerve test. Well the nerve test came back that I have carpal tunnel syndrome.

I have to say that I am excited that they finally figure out one problem, but it does not explain the pain I have had on the side of my wrist. But either way I will be seeing the surgeon to discuss surgery. I am worried about having surgery on my wrist. I know it is work comp and they will pay for my time off, but to possibly miss six weeks of work scares the crap out of me. I love my job, I love going to work most days, and I am worried about putting so much work on other people there. I am also worried that the income will only be 2/3 of what I usually make and it will be every two weeks, where I am used to being paid every week.

On the upside I can spend some time with my son and my daughter. I have had a total of 4 or 5 days off since the beginning of summer, and now that he is back in school he keeps making small comments about never seeing me. It was different when he was younger, he did not worry about it as much, but now it seems to be greatly affecting him. He needs his mommy, and I need to figure out more time with him no matter if I have surgery or not.

After 8 years, and update on my finances

I had honestly forgotten about this blog over the past few years. I have been working to progress in my life and work. I have done it though. I am making a fairly good income, I have 2 amazing children now, and my debt is minimal. I have built my credit up enough to purchase a home in rural Colorado, I have a retirement account, and I am about three to five years from being debt free other than my home. It is an amazing feeling to reach these milestones in my life. I have been working on a blog and some Ebooks about my financial success and my family so if you are interested please check it out!

Finances and More from a Mom

Saving Money at Stop N' Save

Stop N' Save is a convenient store in Colorado. If you live anywhere near a Stop N' Save you should like them on Facebook to save money. They send special promotions to there followers and you can get free items on a fairly regular basis. Here is a link to there profile Stop N' Save .

So Many Financial Issues at the Moment

Wow! Things had been looking up, but I am having so many financial issues at the moment. We moved up here, paid everything up until October, and had everything financially planned. My sisters husband had been paying child support on time before we moved, but he stopped. He is now close to three months behind and it is hurting us financially. I am working my behind off to take care of my son, my mom, my sister, and her three kids. It is overwhelming me at times. I am now looking for a second job to work full time, hopefully.

Life has so many ups and downs, and I have to find my way to get through it. God blessed us with the ability to move to a place this beautiful and I know he will bless us with the means to make everything work here.

To help my financial situation I have been putting in more time online to earn a little more money every month. I have learned from many experiences that every single penny does count when you are dealing with your financed. I have been trying to save money everywhere.

The other horrible thing going on is that my sisters Ex has decided to stop paying for the vehicle that has been taking the kids to school and me to work. Now I have to try and find a vehicle that is good in the snow, can get us around this area, and is not expensive. Living on a negative budget means nothing extra to go towards anything really, but we have to find something soon.

I Got a JOB

I have been in Divide, CO for almost two weeks, and I have gotten a job. It is at a local store, and the people there are great. I will start on Wednesday and it will be a full time position. I am so thankful for this job. One of the best things is that I will be able to get insurance after six months.

This is great for my family and I. I was so concerned that we would make this big move and we would get up here with me unable to find a job of any kind. It has been less than two weeks and I found one. It is still not enough to cover all of the household expenses, but it can cover quite a bit of them. In order for me to make up the difference I will be working on my online income more and maybe even getting another part time job.

I am concerned about my sons future and being able to take care of him financially, but I am also concerned about not being around him much. I know I have to work hard to make the money that I need, but he also needs to have his mom around for him.

I know that I have been blessed so far, and will be shown the way to go. I am making goals and big changes in my life. It will all work out, I just have to let God show me the way. It will be hard at times and I know it, but it will be worth every bit of it later on in life.